My Favorite Money-Saving Resources

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My Favorite Money-Saving Resources

There’s no need to reinvent the wheel here!

Instead of trying to duplicate things that others have created or attempt to do them better, let’s just share the tools that do work for us so we can all get better at saving money!

[This post contains affiliate links. If you purchase something through my link, I will receive a small commission at no additional cost to you. Thanks for supporting Notes from Jessie!]

BUDGETING TOOLS

Mint by Intuit is my #1 choice for budgeting because it’s free, it has budgeting tools, goal-setting tools, and it connects with various bank accounts so you don’t have to import your transactions like many free budgeting apps require you to do.

I’ve tried and heard great things about EveryDollar, too, so that’s also an option I can recommend to you if you’re looking for an app to help you budget!

And I’ve created a budgeting tool for you, too!

CLASSES/SUPPORT

Dave Ramsey’s Financial Peace University was the catalyst for my financial management journey. I’d never been what I considered terrible with money, but I did have a lot of student loan debt, a car payment, no idea what it meant to budget or invest or any higher-level financial knowledge.

You could also check with your local college or community center to see if they offer classes or events about finances.

BOOKS

Dave Ramsey's Complete Guide To Money by Dave Ramsey is a great resource for taking back control of your finances in a way that sets you on the path to financial freedom and is aligned with your faith.

Greg McKeown’s Essentialism isn’t specifically about saving money, but it’s full of great insight to help you focus on what’s most important to you and invest in those things while letting go of the rest. Doing so can save you money and help you allocate your finances toward what you really value.

INEXPENSIVE RECIPE RESOURCES

Don’t Waste the Crumbs is a great blog full of budget-friendly recipes that help you stretch your grocery budget, shop smarter, waste less food, and feed your family with food they like!

Budget Bytes, where they even list out the cost for the entire recipe and each serving!

Good Cheap Eats, where there are also tips for grocery shopping and meal planning.

BUDGET-FRIENDLY PLACES TO SHOP

My favorite place to buy groceries is Aldi, but I know they’re not available everywhere. They have great store brands, including more and more organic and healthy options for far less than bigger stores. The drawback is that the stores are small, so the variety is limited, but that also means that your shopping trip takes less time!

My second go-to is Walmart because they’re pretty widely available and low-cost. I’ve heard people complain about Walmart for being unclean or not high-enough quality. My philosophy is that you have to know what your priorities are and understand what you’re getting. If you shop at Walmart, you can save a lot of money compared to some other grocery stores. I haven’t personally had any issues with a lack of quality, but I am careful about what I buy, sticking to the groceries and basic home goods (not typically venturing into clothing or furniture or things where I’m more concerned about top-notch quality). They even have grocery pickup available now, so you could avoid even more impulse buys that way to save more money! And don’t forget to scan your receipts for their Savings Catcher to make sure you’re not missing out on any refunds!

I love shopping at Target for clothes and home goods, especially because they have sales so often! You can almost always find things marked down from their full price, which is so satisfying! The challenge is remembering what you went there for and curbing the impulse buying just because you see additional cute things that are on sale. If you didn’t go there for it, you probably don’t need it.

Dollar Tree is another great option for basics. My sister and I got ceramic plates from there almost three years ago, and they’re still going strong! We’ve gotten storage essentials, kitchen utensils, holiday decorations, glassware, mugs, fake flowers, and more from Dollar Tree and been really happy with them! Again, this is where you simply need to pay attention to the quality and know if you’re getting a good deal on something compared to what you’d pay for it somewhere else.

I also LOVE shopping on Amazon! It’s incredibly convenient, and I’ve found a lot of items cheaper there than in the store. I tend to price shop so I can make comparisons and know if I’m getting the best deal, and Amazon is often where I find the best deals on essential oils, books, travel essentials like luggage organizers, glass water bottles, my collapsible water bottle, and more.

When it comes to more natural products for myself and my home (which I am all about!), my go-to place is Grove Collaborative. They have all kinds of great products that are free from the junk that many traditional products have, and they’re an affordable option for many of them! (Get a 5-piece gift set and receive $10 after your first purchase!)

DIY BLOGS

Learning to do things yourself can save you a ton of money, too!

Pretty Handy Girl

In My Own Style

The Art in Life

MISCELLANEOUS

Swagbucks is an app and website you can use to earn points to put towards gift cards. I use it as my primary search engine, and I earn points that I can convert into Amazon or Target gift cards. It can take some time, but it’s a relatively easy way to earn some gift cards!

What are your favorite money-saving resources? Let me know in the comments!

Later, lovely!Jessie (2).png